M-kopa Phone instalment payment plan review
M-kopa is an alternative instalment phone payment platform just like easybuy, they also allow their customer to pay daily. Unlike easybuy, m-kopa partners with Nokia and Samsung which mostly run on Snapdragon chipset and Unisoc and not MediaTek and most importantly their lock feature can’t be easily bypassed like that of easybuy. M-kopa is not just into phones alone, they also have other products such as Solar installation
List of Smartphones being sold on m-kopa
Nokia c30
Nokia C20
Nokia C21+
Nokia G21
Nokia X10 5G
Samsung A03 core
Samsung A03
SAMSUNG A04s
SAMSUNG A13
SAMSUNG A23
SAMSUNG A33 5G
M-kopa payment plan
Their payment plan can be spread within 4-6 months, during this duration the money can be paid weekly or monthly depending on how comfortable you are. Also, note that the money can only be paid on the quickteller app, unlike easybuy where you will be assigned a special account number to pay to.
Penalties for late payment of m-kopa instalment payment
All the features of the phone will be locked including the messaging app, the only thing the user will be able to do is just to receive phone calls. Also, note that the phone can’t be flashed or bypassed the lock. Once the money has been paid it will be unlocked.
Interest Rate of m-kopa
Their interest rate ranges from 50%-60% depending on the price of the phone and the duration.
How to unlock m-kopa phones without paying
Currently, there is no other way to unlock their phone when you default your payment. The only way to unlock the phone is by paying on time to avoid being locked out
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